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Mortgages

Assignments
This instrument is generally lodged when a mortgage holder transfers his interest in a mortgage to another.

The document requires:
• First party (assignor)
• Second party (assignee) and their mailing address
• The name of the party or parties who executed the original mortgage
• The mortgage book and page reference where the mortgage is lodged for record
• A Preparation Statement
The clerk shall request a return mail address.
The document must be: signed by the mortgagor(s) and the signature(s) acknowledged (notarized). The document must be filed in the county clerk’s office of the county where the property is located (or the greater part).

Filing Fee:
$46.00
Pages exceeding 5 pages will cost $3.00 per page.

Condominium Mortgages
The document requires:

• First party (mortgagor, borrower)
• Second party (mortgagee, lender) and their mailing address
• Amount of the mortgage
• Maturity date (except for revolving credit accounts which do not require a maturity date), relating to obligations, if the document states “due on demand” this requirement is satisfied
• Legal Description of the property (Common Law and OAG 81-100)
• Preparation Statement
The clerk shall request a return mail address.
Document must be: signed by the mortgagor(s) and the signature(s) acknowledged (notarized). The document must be filed in the county clerk’s office of the county where the property is located (or the greater part).

Filing Fee:
$80.00
Pages exceeding 30 pages will cost $3.00 per page.

Mortgage
AKA – Indenture of Trust
The document requires:

• First party (mortgage, borrower, grantor, trustor)
• Second party (mortgage, borrower, grantee, trustee) and their mailing address
• Amount of mortgage
• Maturity date (except for revolving credit accounts which do not require a maturity date), relating to obligations, if the document states “due on demand” this requirement is satisfied
• Legal Description of the property (A source of title is not required, however, it is desirable to have)(Common Law & OAG 81-100)
• Preparation Statement
The clerk shall request a return mail address.
The document must be: signed by the mortgagor(s) and the signature(s) acknowledged (notarized). The document must be filed in the county clerk’s office of the county where the property is located (or the greater part).

Filing Fee:
$80.00
Pages exceeding 30 pages will cost $3.00 per page.

Mortgage Modification/Extension
The document requires:

• First party (mortgagor, borrower)
• Second party (mortgagee, lender) and their mailing address
• State the book and page of the original mortgage
• Description of the modification
• Preparation Statement
The clerk shall request a return mail address.
The borrower (mortgagor) must sign the document. The signatures must be acknowledged (notarized). The document must be filed in the county clerk’s office of the county where the property is located (or greater part).

Filing Fee:
$46.00
Pages exceeding 5 pages will cost $3.00 per page.

Release
AKA Deed of Release, Satisfaction of Mortgage, Discharge of Mortgage

The document requires:

• Name of the person or entity releasing the obligation
• Name of the individual or entity being released
• The mortgage book and page reference being released, or the deed book and page in the case of a vendors lien
• Partial releases require a description of the property being released
• Release must state whole or partial release
• Preparation Statement
The clerk shall request a return mail address.
Document must be signed by the party or parties executing the release and the signature(s) notarized.

Filing Fee:
$46.00
Pages exceeding 5 pages will cost $3.00 per page.

Physical Address

300 Clarence Gaines St. Paducah, KY 42003

Mailing Address

P. O. Box 609 Paducah KY 42002-0609

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Office Hours

Monday 8:30-5:30
Tuesday through Friday 8:30–4:30 Holiday Hours

METHODS OF PAYMENT

Cash, Certified Check, Cashier’s Check, Money Order, Personal Checks (No Out of State Checks) and Credit Card. Note: A $2.50 convenience fee is charged to all debit card transactions and a 2.5% convenience fee* is charged for all credit card transactions.

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